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Indy Mortgage Team
  • Apply Now
  • Meet the Team
  • Loan Programs
    • FHA Loan
    • Conventional Loan
    • USDA Loan
    • VA Loans
    • Refinance
  • Contact

VA Home Loans

The VA loan program is designed for active duty and retired military personnel. 

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Happy family with a VA home loan

Why use a VA home loan?

Faster Loan Process (7)

No down payment.

For most borrowers with this loan program, no down payment is required. A down payment will need to be paid in cases where the home is over the appraised value or higher than the loan limit. 

Faster Loan Process (5)

No PMI.

VA loans are government-sponsored. This means that there’s no Private Mortgage Insurance, what’s also known as PMI. 

Faster Loan Process (2)

Lower closing costs.

Good news! Closing costs can be covered with the FHA loan. Instead of the borrower paying all of the fees, the home sellers, lenders, and builders can cover some of the costs.

Steps to an VA loan.

This lets you know the estimate loan amount you’ll be eligible for and gets the ball rolling on your homebuying process. 

We're with you every step of the way! Together, we'll assess your situation, connect you with the right loan program, and walk you through the entire process.

The closing process may seem like a long way away, but together we'll get there! And, after you've signed your paperwork, you'll have the keys to your new home. 

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Have a question? Send us a message.

Contact us using the form below and one of our mortgage consultants will respond to you shortly.

Frequently asked VA questions.

How much do I need for a VA loan down payment in Indianapolis?

For most borrowers with this loan program, no down payment is required. A down payment will need to be paid in cases where the home is over the appraised value or higher than the loan limit. 

Are there VA loan limits?

VA home loan limits partly depend on the purchase property location, though there is a maximum loan limit. 

To learn more about the limits in Indianapolis, talk to us! 

Do I have to pay mortgage insurance with a VA loan?
VA loans do not include a PMI (Private Mortgage Insurance).
How do I start the VA loan process in Indianapolis?

Start by applying for pre-approval with us today! 

Ready to start your VA loan application?

Get Started Now

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      Indianapolis, IN 46203
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