Indiana Real Estate Post

How to Do Away With or Not Have Mortgage Insurance

What is mortgage Insurance?           If your down payment on a home is less than 20 percent of the appraised value or sale price, you must obtain mortgage insurance.  Mortgage insurance sometimes is referred to as private mortgage insurance, or PMI.  The cost of mortgage insurance varies depending on the size of the down payment and the loan.  With mortgage insurance, the borrower pays the premiums, but the lender is the beneficiary. The coverage protects lenders against default by the borrower. If a borrower stops paying on a...

November 12th, 2014 | mortgage insurnace, Mortgage Info, How to Do Away With or Not Have Mortgage Insurance

Will Deficiency Judgments cause Housing Market to Bust?

Well you have heard that it’s not over until it’s over!  Many Americans are finding out that it is not over. Home owners that went thru a foreclosure and walked away from their home had thought that it was over.  The lender had foreclosed and got the home back and turned around and sold it, but in most of these cases when the lender ended up selling the home there was a “deficiency” and most homeowners just thought that it went away.  Thousands of Americans have spent the last several years rebuilding their finances and thought things were back to ...

October 21st, 2014 | Credit Repair, Indianapolis Realtor, Mortgage Info, Will Deficiency Judgments cause Housing Market to Bust?

Fannie Mae HomePath Loan Program

Find foreclosed properties by FannieMae that are listed for sale at

June 6th, 2014 | Featured Loan Programs, Mortgage Info, Fannie Mae HomePath Loan Program

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