Indiana Real Estate Post

Q & A on FHA 203k Streamline

October 14th, 2011 | HUD - FHA Financing Programs

There has not been a time in history where the FHA 203k Streamline Rehab Loan has been as important is it is today in financing homes in America. Here are the most Frequently asked Questions and Answers on the FHA 203k Streamline Rehab Loan. 

Q: What is the difference between the streamline 203k and the regular 203k?

A: The streamline 203k has a cap of $35,000 including fees, with no minimum repair cost.  It is designed as a “refurbish and rehab” loan for borrowers to finance non-structural and cosmetic repairs only.  The full 203k may be used for structural repairs and room additions as well.

Q: Can the $35,000 cap on repairs be exceeded by soft costs?

A: No – the streamline 203k caps at $35,000 including all costs.

Q: Define soft costs?

A: Soft costs are the closing costs associated with the 203k loan – they include up to 2 inspection fees (approx $150/each), and appraisers compliance inspection report (approx $125) a supplemental origination fee (the greater of $350 or 1.5% of the rehab costs, and a contingency reserve of 10% - to be determined by the Underwriter).

Q: Can the borrower bring in cash for repairs that exceed the maximum $35,000 cap?

A: No – if the rehab amount exceeds $35,000 including costs, the loan is not eligible for the streamline 203k – the borrower may not bring in funds that exceed

Q: What are the down payment requirements on the streamline 203k?

A: Standard FHA – Maximum LTV is 96.5% for purchases and 97.75% for Rate & Term Refinances

Q: How do you calculate the loan amount on the streamline 203k for purchases and refinances?

A: Purchases- Use the lesser of the “As-Is” value provided by the appraiser, or the sales price of the property – add the cost of the rehab and soft costs – deduct any seller concessions that exceed 6% - compare this to the “As-Improved” value per the appraisal x 110%.  The maximum loan amount will be based on the lesser of the 2 calculations.  Apply the standard FHA LTV calculation of 96.5%.

A: Refinances – Use the lesser of the “As-Is” value provided by the appraiser, or the current Mortgage balance – add the cost of the rehab, soft costs and allowable borrower closing costs – compare this to the “As-Improved” value per the appraisal x 110%  The maximum loan amount will be based on the lesser of the 2 calculations.  Apply the standard FHA LTV calculation of 97.75%.

Q: Can the borrower receive any cash out on this program?

A: No – the streamline 203k loan is for Purchase and Rate & Term refinances only.

Q: Can the borrower be reimbursed for any  funds spent prior to closing the loan?

A: No

Q: What types of properties qualify under this program?

A: SFR’s, condos, PUD’s and 2-4 units.

Q: Is this allowed for new construction properties?

A: No the property must be existing at least 1 year old to be eligible for the streamline 203k.

Q: Is there any additional Underwriting time required for this program?

A: Normal Underwriting turn times plus 72 hours additional for a 2nd level review of the 203k paperwork will be required.

Q: Can this loan be used with the FHA high balance loan?

A: Yes

Q: Can this program be used with Down payment assistance programs?

A: Yes – but the DAP must be prior approved by Plaza and their investor

Q:  Can this loan be used for someone with a non occupying co borrower?

A: Yes – the credit piece of this loan is the same as an FHA 203b – standard FHA qualifying.

Q. Can this program be used for investors?

A: No – this is an owner occupied only program.  Not allowed for investment properties or 2nd homes.

Q: Can an Energy Efficient Mortgage (EEM) be used in conjunction with the streamline 203k program?

A: Yes the EEM may be used in addition to the $35,000 streamline 203k, the borrowers may finance up to $8000 in approved EEM items (Energy Star appliances, dual pane windows, insulation, etc) on top of the $35,000 allowed for the streamline 203k – for a total of $43,000.

Q: Can this loan be used in conjunction with the HUD REO program?

A: Yes – but the use of the streamline 203k must be pre-approved by HUD to be used with their REO program.

Q: Is there special verbiage required on the purchase contract for the streamline 203k?

A: No the streamline 203k is not typically part of the purchase contract although it does require the property be available for the inspections to complete the bids for the work to be completed.  It is necessary on a purchase that the seller be cooperative with access to the property.

Q: Are there any extra fees associated with the streamline 203k?

A: Only the soft costs – which will be approximately $800 - $1,000 plus the contingency reserve.

Q: How long does the borrower have to complete the work?

A: The work must begin within 30 days of the loan closing, and be completed no later than 6 months from loan closing.

Q: Does the borrower have to occupy during the entire time of the rehab?

A: The borrower can not be displaced from the property for more than 30 days during the allowable 6 month rehab time.

Q. If the repairs do not allow the borrower to be in the property for 30 days – can the Mortgage   payments for the month they are displaced be included in the loan amount:

A: No the streamline 203k does not allow the financing of Mortgage payments –

Q: How many draws are there on the streamline 203k and who provides them?

A: There are 2 draws.  The first is distributed at 50% of the total rehab costs within 30 days of the loan closing – once the loan is purchased by the servicing lender.  The servicing lender will disburse 50% up front, and the remaining 50% once all the work is completed – regardless of how many bids – each will be disbursed in 50% increments.

Q: How do the borrowers get the draws?

A: The draw will be distributed in 2 parts – 50% of all the bids will be disbursed within 30 days of closing and the remaining 50% will be disbursed after all the work is completed  if the borrower is using a contractor – the funds will be disbursed in a 2 party check made out to the borrower and the contractor jointly. The contractor will complete and sign a W9 form prior to docs. It is important for all parties involved to understand that regardless of when their portion of the work is completed – no contractors on the job will receive the 2nd half of the draw until after ALL work on the property is completed and a final inspection is obtained by the servicing lender.

Q: Can the borrower do their own repairs on the streamline 203k?

A: Only if the borrower is qualified (works in the construction trades, is a licensed contractor, etc) and completes the self help forms.

Q: For self help borrowers- would bids be required?

A: Yes – for any materials or outside sub contractors that will be used.  The loan amount can not be determined without written bids.

Q: Would a borrower that has a history of owning and managing rental units be eligible to do self help?

A: Not necessarily – to be eligible for self help the borrower must be able to document their ability to make the repairs – a do it yourself  borrower or someone who spends a lot of time at Home Depot would not be eligible based on that alone.

Q:  What are the requirements for a contractor?

A: Contractors must be licensed and bonded.  The contractor will be required to complete a W9 prior to closing.

Q: Is a consultant required on the streamline 203k?

A: No – a consultant is not needed because the extent of the work on the streamline 203k is meant to be minor rehab – not room additions.

Q: Is there a contingency reserve required and what is it for?

A: A 10% contingency reserve will be required anytime there will be actual construction being done to the property, to cover any cost over-runs on the repairs.

Q: What happens to any leftover funds after the repairs are complete?

A: Any excess funds after the work is completed will be applied to the principal balance

Q: Can this program be used for Mold abatement or termite repairs or asbestos removal?

A: Yes – we have recently confirmed that the program will allow non structural mold abatement, termite repair work (including tenting) and the removal of asbestos provided it is done by a licensed expert.

Q: Is flooring allowed to be included in the program?

A: Finish flooring is allowed, however the repair of sub-floors is not because it is considered structural

Q: Can the borrower do plumbing and electrical work with this program?

A: Yes – the program can be used for any non-structural repairs – the borrower can upgrade a kitchen or bath, including all fixtures and plumbing, cabinetry, etc.

Q: Can the program be used to make improvements for handicapped persons?

A: Yes.  Including lowering cabinet height, building ramps for accessibility or widening doorways.

Q: Can Well & Septic repairs be done, or can the borrower use this program to connect the property to public water and sewer if available per FHA guidelines?

A: Yes – the program may be used to repair or replace existing Wells and Septic Systems.  And the program can be used to permanently connect to public water and sewer- if available –in compliance with FHA guidelines

Q: Can this program be used to purchase appliances?

A: Yes – New Appliances only.  They may be free standing (such as stoves or refrigerators, washer & dryer) or built in.

Q: Can this program be used to repair or build a swimming pool?

A: No- Swimming Pools are considered luxury items, and the construction or repair may not be included in the Streamline 203k

Q: Can the program be used for decks, patios and driveways and sidewalks?

A: Decks and Patios are allowed with this program – however the building or rebuilding of a driveway or sidewalk is not.

Q: What are some additional items that can be included on the streamline 203k – that may not be on the list of eligible repairs?

A: In addition to the items mentioned above – the borrower may include items such as Water softeners, humidifiers, ceiling fans, air conditioning units – all permanently affixed.

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Collins Mills - April 14th, 2018

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We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 2% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Fachtna O'Mahony E-mail : paciolifinancialservicesltd@gmail.com Skype id : paciolifinancialservicesltd@gmail.com

Nat24 - April 9th, 2018

We are able to finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan. We have {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. Email : nat.mandate18@gmail.com Skype : nat.mandate18@gmail.com Regards Nat

Musa - April 8th, 2018

Are you tired of seeking loan have you been turned down by your bank due to bad credit We help individuals and companies to obtain funds for business expanding and to setup a new business ranging any amount. Get a financial at affordable interest rate of 3%,for more info contact us via email: creationfinance7@gmail.com *Commercial Loans. *Personal Loans. *Business Loans. *Investments Loans. *Construction loans. *Business Loans And many More: LOAN APPLICATION FORM ********************** Your full name: Country/State: Loan Amount: Duration Phone: Monthly income: Occupation: Contact Us creationfinance7@gmail.com WhatsApp Number 919717357946

Musa - April 6th, 2018

Are you tired of seeking loan have you been turned down by your bank due to bad credit We help individuals and companies to obtain funds for business expanding and to setup a new business ranging any amount. Get a financial at affordable interest rate of 3%,for more info contact us via email: creationfinance7@gmail.com *Commercial Loans. *Personal Loans. *Business Loans. *Investments Loans. *Construction loans. *Business Loans And many More: LOAN APPLICATION FORM ********************** Your full name: Country/State: Loan Amount: Duration Phone: Monthly income: Occupation: Contact Us creationfinance7@gmail.com WhatsApp Number 919717357946

Collins Mills - April 4th, 2018

We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760, DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank. 4. Age: One Year, One Month 5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift. 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days.

Kyle Pickford - April 4th, 2018

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

Puthai Nattaradol - April 3rd, 2018

We are able to finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan. We have {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. Email : nat.mandate18@gmail.com Skype : nat.mandate18@gmail.com Regards Nat

AZRA ISHAQUE - April 1st, 2018

We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760. DESCRIPTION OF INSTRUMENT: Instrument: Bank Guarantee (BG/SBLC). Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD). Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB. Age: One Year, One Day Leasing Price: 4% of Face Value plus 1% commission fees to brokers. Delivery: Bank to Bank SWIFT. Payment: MT-760. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request plus our terms and procedures. Contact name: Azra Ishaque Email : lintel.financialservicesplc@gmail.com Skype : lintel.financialservicesplc

Vandor Rafferty - March 31st, 2018

Dear sir/ma We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively. E-mail : raffertyvandor@gmail.com Skype id : raffertyvandor@gmail.com

Vandor Rafferty - March 31st, 2018

Dear sir/ma We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively. E-mail : raffertyvandor@gmail.com Skype id : raffertyvandor@gmail.com

FIFOCapitals@gmail.com - March 30th, 2018

Do You Seek Funds To Pay Off Credits and Debts? { FIFOCapitals@gmail.com } Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 1.00%. Interested Applicants Should Contact Us Via Email: FIFOCapitals@gmail.com Please Fill the Application Form Below: - Complete Name: - Loan Amount Needed: - Loan Duration: - Purpose Of Loan: - City / Country: - Telephone: - How Did You Hear About Us: If You Are Interested To Get A Loan Then Kindly Write Us With The Loan Requirement. Please, Contact Us via email: FIFOCapitals@gmail.com

Mr John Paul Nowacki - March 30th, 2018

We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication,construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable. below is our instrument description. The procedure is very simple; the instrument will be reserved on Euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of MT760. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers. 6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers. 7. Delivery: Bank to Bank swift. 8. Payment: MT-103 or MT760 9. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. Email: mrjohnpaulnowacki@gmail.com Skype: Johnpaulnowacki Regards, Mr John Paul Nowacki

Puthai Nattaradol - March 29th, 2018

We are able to finance your signatory projects and help you enhance your business plan. Furthermore, our financial instrument can be used for the purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loans for your project or to activate credit line to finance your business plan. We have {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. Email : nat.mandate18@gmail.com Skype : nat.mandate18@gmail.com Regards Nat

Isabella Logan - March 28th, 2018

I am very excited today and do not know where to start my testimony from. I was a poor woman with 3 kids, i found it difficult to pay my bills and feed my kids. My husband left me and the kids for another woman and ever since then we were living in pain and hunger but just few days ago i came across a testimony of a man who got a blank ATM card from Clifford Jackson so i immediately contacted them for the same type of ATM card and i am very happy to announce to the world that i am living a fulfilled life. This Blank ATM card can withdraw up to 10,000 dollars and more daily without you having any account with any Bank. I have been able to buy a house and living big with this blank ATM card. Are you poor and need help then contact Clifford Jackson via email: ( cliffordhackerspays@gmail.com )

Vladislav Yakov - March 27th, 2018

We Can supply Aviation Kerosene,Jet fuel (JP 54-A1,5), Diesel (Gas Oil) and Fuel Oil D2, D6,ETC in FOB/Rotterdam only, serious buyer should contact or if you have serious buyers my seller is ready to close this deal fast contact us below:now base email us (neftegazagent@yandex.ru) PRODUCT AVAILABLE IN ROTTERDAM/ CI DIP AND PAY IN SELLER EX-SHORE TANK. Russia D2 50,000-150,000 Metric Tons FOB Rotterdam Port. JP54 5000,000 Barrels per Month FOB Rotterdam. JA1 Jet Fuel 10,000,000 Barrels FOB Rotterdam. D6 Virgin Fuel Oil 800,000,000 Gallon FOB Rotterdam. E-mail: neftegazagent@yandex.ru E: neftegazagent@mail.ru E: neftegazagent@yahoo.com Best Regards (Mr.) Vladislav Yakov Skype: neftegazagent Thank You

Cummins Diarmuid - March 21st, 2018

ALGECO GLOBAL FINANCE PLC is a group of company with funding experts and mandate to a finance and investment Company who is a premier provider of trade finance and project finance instruments as well as discountable bank instruments. We offer Genuine Bank Guarantees, Standby Letter of Credit, Pre Advice / RWA Messages, Documentary Letters of Credit, Bank Draft, Proof of Funds, Performance Bond, Medium Term Notes, and various SWIFT messaging services on lease and sale. We issue these instruments from prime banks, secondary banks, and financial institutions; and transmit SWIFT MT 760, MT 799 and other messages on behalf of our clients. We offer certifiable and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. Kindly contact for genuine inquiries and I can provide you with the needed information. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit. {SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 10B {Maximum}. (3) Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt. (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. (9) Purchasing PRICE = 32% 2% RWA ready to close leasing with any interested client in few banking days We will be glad to share our working procedures with you upon request to help us proceed towards closing deals effectively. Contact us for more financial services inquiry from our details. Name :Cummins Diarmuid Email: info.algecogfplc@gmail.com Skype ID:info.algecogfplc@gmail.com

WILLIAM MICHEAL - March 20th, 2018

SBLC/BG LEASE

Taylor Gregory - March 20th, 2018

We can deliver Financial service/instruments(BG/SBLC/MTN/DLC/LC) at an affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 99% of our clients are satisfied with our work whether it is business or financial service. Purchase rate : 32% 2% Lease rate : 3% 2% Once the transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you. Taylor Gregory Contact email moathfinance@outlook.com

Martin Steffen - March 15th, 2018

Greetings, We offer flexible funding for various projects by passing the usual procedures at a reasonable rate and condition from a genuine and reliable lender,We are currently funding BG/SBLC, MTN

Charles Rohan - March 11th, 2018

Sir / Madam, Do you need Financial Service like BG / SBLC MTN? Our Bank Instrument can be engage into Outright Discount. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4% 2% FOR PURCHASE OF FRESH CUT BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M PRICE = 32% 2% Feel free to write us our terms and conditions are very reasonable. Email us so we can send you our Terms and procedure. BROKERS ARE WELCOME

nagesh s belur - March 7th, 2018

Dear Sir/Ma, We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information. Contact : Nagesh S Belur Email: bnsrlease.mandate@gmail.com Skype ID: bnsrlease.mandate Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

nagesh s belur - March 7th, 2018

Dear Sir/Ma, We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information. Contact : Nagesh S Belur Email: bnsrlease.mandate@gmail.com Skype ID: bnsrlease.mandate Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

nagesh s belur - February 22nd, 2018

Dear Sir/Ma, We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information. Contact : Nagesh S Belur Email: bnsrlease.mandate@gmail.com Skype ID: bnsrlease.mandate Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

Alex James - February 15th, 2018

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. BANK INSTRUMENT PARTICULARS Instruments :Fully Cash Backed/Bank Guarantee (Standard ICC format) Age :Fresh Cut Interest Rate :ZeroCoupon Term :One (1) years and One (1) day Currency :USD/Euro Bank Menu :Top WEB Amount :As Advised by Beneficiary Initial Deposit :Applies with Value of Instrument Needed Invoice Price :Four (4%) Percent of the Face Value less the Initial Deposit Paid Intermediary Fees : One Percent (1%) of Face Value payable by Beneficiary Tranches : As per agreed tranches schedule Delivery : Swift MT799/MT760 Payment : Swift MT103 (Wire Transfer) Contact Name: Alex James Email:charmfinanceplc@gmail.com Skype ID:charmfinanceplc11

Luna Mora Esther - February 9th, 2018

Dear Sir/Madam, We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease, our bank instrument can be engage in PPP Trading, Discounting, signature project (s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffer driven offers. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable. below is our instrument description. The procedure is very simple; the instrument will be reserved on Euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of MT760. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) (Appendix A) 2. Total Face Value: Eur 5M MIN and Eur 10B MAX (Ten Billion USD). 3. Issuing Bank: HSBC Bank London, Barclays, Credit Suisse and Deutsche Bank Frankfurt. 4. Age: One Year, One Month 5. Purchasing Price: 32% of Face Value plus 2% commission fees to brokers. 6. Leasing Price: 4% of Face Value plus 2% commission fees to brokers. 7. Delivery: Bank to Bank swift. 8. Payment: MT-103 or MT760 9. Hard Copy: Bonded Courier within 7 banking days. We are ready to close leasing with any interested client in few banking days, if interested do not hesitate to contact me direct. Email: financial.wizards.luna@gmail.com Skype: financial.wizards.luna@gmail.com Regards, Mrs Luna Mora Esther

AZRA ISHAQUE - February 6th, 2018

We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4% 2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32% 2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information. Contact name: Azra Ishaque Email : lintel.financialservicesplc@gmail.com Skype : lintel.financialservicesplc

Dympna Caldwell - February 5th, 2018

WE OFFER BG/SBLC FOR LEASE

Dympna Caldwell - February 5th, 2018

WE OFFER BG/SBLC FOR LEASE

Jamesolsen Terrazas - February 5th, 2018

IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 4% 1% Buying Price: 32% 2% Contact us for more details on our terms and procedure of transaction. Jamesolsen Terrazas email : info.iqfinanceplc@gmail.com skype: cpt_young1

nagesh s belur - January 23rd, 2018

Dear Sir/Ma, We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information. Contact : Nagesh S Belur Email: bnsrlease.mandate@gmail.com Skype ID: bnsrlease.mandate Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together

Jamesolsen Terrazas - January 18th, 2018

IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 4% 1% Buying Price: 32% 2% Contact us for more details on our terms and procedure of transaction. Jamesolsen Terrazas email : info.iqfinanceplc@gmail.com skype: cpt_young1

Mark Philip - January 17th, 2018

Hello Dear, We issue all financial/bank instrument such as: BG/SBLC, BANK DRAFT, MT103, MT103/202, MT799 POF/BLOCK FUND ETC. The issuing bank moves first with bank to bank email (RWA). Email me for procedure and DOA. Name: Mark Philip Email: markphilip1973@gmail.com

Paul Harrison - January 17th, 2018

Hello, we issue all kind of bank instruments,Bank Draft, BCL and bank to bank confirmation letter/email for all kinds of transactions. Contact me for all your financial need. Name: Paul Harrison Email: paulharrison809@gmail.com

Abban kangan - January 11th, 2018

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Abban Kangan E-mail : abbankangan@gmail.com Skype id :abbankangan@gmail.com

fred - December 19th, 2017

We can help facilitate the financial service bank instrument SBLC /BG, We remain the best financial consulting company with years of experience in the international and local finance market. We have become the hallmark of excellent service in this industry with trusted and genuine FCA registered SBLC Providers who have truly succeeded in creating significant value for all clients and brokers involved in leasing or purchasing sblc . We issue from Top rated world Banks and also work with brokers and agents with 100% healthy commissions paid on every deal. Leasing SBLC : 4% 2% Purchasing SBLC : 32% 2% DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value : Please inform us 3. Issuing Bank: HSBC, Barclays London or Deutsche Bank Frankfurt or any Top 25 WEB 4. Age: One Year, One Day 5. Leasing / Selling SBLC / BG 6. Delivery: SWIFT MT799/MT760. 7. Payment: MT-103. 8. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request and we are ready to forward to you the DOA/CONTRACT of work once you inform us if you will be Leasing or Purchasing. Best Regards NAME;Fred Stones E MAIL;premiumfinanceserviceltd@gmail.com .skype:fredforrealasurance403

Tommy Champion - December 19th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

H.S. Holdings LLC - December 14th, 2017

we provide leasing of instruments such as; Bank Guarantees (BGs), Medium Terms Notes (MTNs), Standby Letter of Credits (SBLCs), Letter of Credits (LC), Bank draft Project Finance ans Funding. We also provide HYIP

H.S. Holdings LLC - December 14th, 2017

we provide leasing of instruments such as; Bank Guarantees (BGs), Medium Terms Notes (MTNs), Standby Letter of Credits (SBLCs), Letter of Credits (LC), Bank draft Project Finance ans Funding. We also provide HYIP

Helen Troung - December 13th, 2017

VICTIM OF SCAMS BUT NOW A VICTOR THROUGH JOSH LOANS FINANCIAL SERVICE joshloancompany@gmail.com OR 1(215)-874-8060 Helen Truong is my name from 1731 Hilltop Haven Drive, Red Bank, NJ 07701 USA. It lifts my heart to actually use this medium to save innocent people who would have fallen into the wrong hands in quest to obtain an online loan. With all humility I want to personally warn all online loan seekers to be very careful while trying to get a loan, because it is no news that scammers are rampant everywhere all over the internet claiming to offer loan. I was a victim before now and I solemnly hope that you are a victor if you care to take my word of advise. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. All hope was nearly lost until a co-employee suggested 'JOSH LOANS FINANCIAL SERVICE' an online reliable and trustworthy lender for me, as I was almost at the edge of taking my life considering a loss of about $83,000; As God would have it, I applied for a loan from 'Josh Loans Financial Service' under Cynthia's (co-employee) recommendation and WOW in less than 72 working hours I got a credit alert confirming that my account has been credited with the loan fund of $220,000.00 which i originally requested. If after loosing much God has shown me light with the help of 'JOSH LOANS FINANCIAL SERVICE', you too without doubt can as well obtain a loan from this reputable lending institution. IN ALL, if you, your relation or any closed person desperately need a loan, DO CONTACT or help that soul to communicate with JOSH LOANS FINANCIAL SERVICE via email on joshloancompany@gmail.com OR text/call them on 1(215)-874-8060

Wachjoe Adjie - December 3rd, 2017

We can deliver financial services instrument(BG/SBLC/MTN/DLC/LC) at affordable price to our customers in other to derive maximum utility. We understand that finding the right company to provide financial instrument is not easy. We are certified financial company that delivers banking instrument for lease which we adhere to our terms and condition. Over 96% of our clients are satisfied with our work whether it is business or financial service. Once transaction is in progress, we ensure we keep you posted on the progress of your paper. We also get you connected to the provider for personalized service. Instead of stressing yourself out looking for financial instrument or company why not let professional like us deliver financial instrument to you within the time frame required by you. For further details contact us with the below information.... Contact Email: info.harrisfinance@gmail.com skype: Wachjoe.Adjie

Muhammed Emir Harun - November 29th, 2017

We Facilitate Bank instruments SBLC for Lease and Purchase. Whether you are a new startup, medium or large establishment that needs a financial solution to fund/get your project off the ground or business looking for extra capital to expand your operation,our company renders credible and trusted bank guarantee provider who are willing to fund and give financing solutions that suits your specific business needs.  We help you secure and issue sblc and bank guarantee for your trade, projects and investment from top AA rated world Banks like HSBC, Barclays, Dutch Ing Bank, Llyods e.t.c because that’s the best and safest strategy for our clients.e.t.c  DESCRIPTION OF INSTRUMENTS  1. Instrument: Funds backed Bank Guarantee(BG) ICC-600  2. Currency : USD/EURO  3. Age of Issue: Fresh Cut  4. Term: One year and One day  5. Contract Amount: United State Dollars/Euros (Buyers Face Value)  6. Price : Buy:32% 1, Lease: 4% 2  7. Subsequent tranches: To be mutually agreed between both parties  8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c  9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760  10. Payment Term: MT799

Mark Philip - November 28th, 2017

Hello Dear, We issue all financial/bank instrument such as: BG/SBLC, BANK DRAFT, MT103, MT103/202, MT799 POF/BLOCK FUND ETC. The issuing bank moves first with bank to bank email (RWA). Email me for procedure and DOA. autoiyze

Jamesolsen Terrazas - November 22nd, 2017

IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 4% 2% Buying Price: 32% 2% Contact us for more details on our terms and procedure of transaction. Jamesolsen Terrazas email : info.iqfinanceplc@gmail.com skype: cpt_young1

Jamesolsen Terrazas - November 17th, 2017

IQ FINANCE PLC provides a full financial planning service to both the commercial and domestic markets. At IQ FINANCE PLC we believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do. And, as a member of IQ FINANCE Services, we give you a small-company service but with a large-company set up – the best of both worlds. You are at liberty to engage our leased facilities into trade programs as well as in signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other turnkey project(s) etc. Our terms and Conditions are reasonable. Leasing Price : 4% 2% Buying Price: 32% 2% Contact us for more details on our terms and procedure of transaction. Jamesolsen Terrazas email : info.iqfinanceplc@gmail.com skype: cpt_young1

hall thomas - November 16th, 2017

CMRDA HORSE ACCOUNT LIMITED Company number 08432412 Furley Page Llp, 39 St Margaret's Street, Canterbury, Kent, CT1 2TX. We have genuine financial instrument to help you support and make your dream project come to reality.With our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plans,this offer is open to both individuals and corporate bodies. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}. (3) Issuing Bank: AAA Rated Bank (Prime Bank). (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved,If in need of our services, contact me for detail information. For all inquires Contact: Name : HALL THOMAS Email : cmrdahorseactltd@gmail.com

Hugh mckeon - November 8th, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 2% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Hugh mckeon E-mail : mchugh017@gmail.com Skype id : mchugh017@gmail.com

Thomas Hall - November 3rd, 2017

CMRDA HORSE ACCOUNT LIMITED Company number 08432412 Furley Page Llp, 39 St Margaret's Street, Canterbury, Kent, CT1 2TX. We have genuine financial instrument to help you support and make your dream project come to reality.With our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plans,this offer is open to both individuals and corporate bodies. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}. (3) Issuing Bank: AAA Rated Bank (Prime Bank). (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved,If in need of our services, contact me for detail information. For all inquires Contact: Name : HALL THOMAS Email : CMRDA HORSE ACCOUNT LIMITED Company number 08432412 Furley Page Llp, 39 St Margaret's Street, Canterbury, Kent, CT1 2TX. We have genuine financial instrument to help you support and make your dream project come to reality.With our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plans,this offer is open to both individuals and corporate bodies. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}. (3) Issuing Bank: AAA Rated Bank (Prime Bank). (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved,If in need of our services, contact me for detail information. For all inquires Contact: Name : HALL THOMAS Email : Email : CMRDA HORSE ACCOUNT LIMITED Company number 08432412 Furley Page Llp, 39 St Margaret's Street, Canterbury, Kent, CT1 2TX. We have genuine financial instrument to help you support and make your dream project come to reality.With our cutting edge and group capital fund we can finance your signatory projects and help you to enhance your business plans,this offer is open to both individuals and corporate bodies. DESCRIPTION OF INSTRUMENT: (1) Instrument: Bank Guarantee {BG} /StandBy Letter of Credit.{SBLC} (Appendix A). (2) Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 100MNJH{Maximum}. (3) Issuing Bank: AAA Rated Bank (Prime Bank). (4) Age: One Year and One Day. (5) Leasing Price: 4% of Face Value plus 2% commission. (6) Delivery: bank to bank SWIFT MT-799 and/or MT-760. (7) Payment: MT103 (TT/WT). (8) Hard Copy: Bonded Courier Service. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved,If in need of our services, contact me for detail information. For all inquires Contact: Name : HALL THOMAS Email : cmrdahorseactltd@gmail.com

fred - October 23rd, 2017

We can help facilitate the financial service bank instrument SBLC /BG, We remain the best financial consulting company with years of experience in the international and local finance market. We have become the hallmark of excellent service in this industry with trusted and genuine FCA registered SBLC Providers who have truly succeeded in creating significant value for all clients and brokers involved in leasing or purchasing sblc . We issue from Top rated world Banks and also work with brokers and agents with 100% healthy commissions paid on every deal. Leasing SBLC : 4% 2% Purchasing SBLC : 32% 2% DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG/SBLC) 2. Total Face Value : Please inform us 3. Issuing Bank: HSBC, Barclays London or Deutsche Bank Frankfurt or any Top 25 WEB 4. Age: One Year, One Day 5. Leasing / Selling SBLC / BG 6. Delivery: SWIFT MT799/MT760. 7. Payment: MT-103. 8. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request and we are ready to forward to you the DOA/CONTRACT of work once you inform us if you will be Leasing or Purchasing. Best Regards NAME;Fred Stones E MAIL;premiumfinanceserviceltd@gmail.com .skype:fredforrealasurance403

AZRA ISHAQUE - September 9th, 2017

We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760. DESCRIPTION OF INSTRUMENT: Instrument: Bank Guarantee (BG/SBLC). Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD). Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB. Age: One Year, One Day Leasing Price: 4% of Face Value plus 1% commission fees to brokers. Delivery: Bank to Bank SWIFT. Payment: MT-760. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request plus our terms and procedures. Contact name: Azra Ishaque Email : lintel.financialservicesplc@gmail.com Skype : lintel.financialservicesplc

syed serajul - September 6th, 2017

My Expertise Hello I am writing to inform you that we are direct providers of Fresh Cut BG,SBLC,MTN,Bonds and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. You are at liberty to engage our leased instruments into trade programs as well as in other project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other project(s) etc you can use these bank instruments for Private Placement Platforms, Commercial Loan, Business Loans, Credit Lines and much more. All relevant business information will be provided upon request. do get back to us if you are interested in any of our services and for quality service.Kindly contact Syed Serajul Contact: ... bgsblc.syed@gmail.com Skype ID: bgsblc.syed

syed serajul - September 6th, 2017

My Expertise Hello I am writing to inform you that we are direct providers of Fresh Cut BG,SBLC,MTN,Bonds and CDs which we have specifically for lease. We do not have any broker chain in this offer or get involved in Chauffer driven offers. You are at liberty to engage our leased instruments into trade programs as well as in other project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges and any other project(s) etc you can use these bank instruments for Private Placement Platforms, Commercial Loan, Business Loans, Credit Lines and much more. All relevant business information will be provided upon request. do get back to us if you are interested in any of our services and for quality service.Kindly contact Syed Serajul Contact: ... bgsblc.syed@gmail.com Skype ID: bgsblc.syed

syed serajul - September 6th, 2017

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR LEASE AT THE LOWEST RATES AVAILABLE. OTHER FINANCIAL INSTRUMENTS SUCH AS MTN, CD, DLC, PB ARE ALSO AVAILABLE. Contact:bgsblc.syed@gmail.com Skype ID: bgsblc.syed

syed serajul - September 6th, 2017

I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details. They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly. - Bank Guarantee (BG) - Standby Letter of Credit (SBLC) - Direct Line of Credit (DLC) - Medium Term Note (MTN) - Letter of Credit (LC) I will be glad to share with you our working procedures. Contact...bgsblc.syed@gmail.com Skype....bgsblc.syed

syed serajul - September 6th, 2017

I am direct to a provider who has recently issued banking instruments for a couple of my clients the provider is 100% check-able you can do your due diligence on them. I personally know the provider. Our instruments are only from triple 'a' rated banks and we issue from $1M to $5B . The provider is 100% verifiable. If you are genuinely seeking bank instruments. Contact me and i will furnish you with details. They deal with issuing of instruments such as Bank Guarantee and Standby letters of credit also Letters of credit. I only want serious buyers then i will put you in touch with the provider directly. - Bank Guarantee (BG) - Standby Letter of Credit (SBLC) - Direct Line of Credit (DLC) - Medium Term Note (MTN) - Letter of Credit (LC) I will be glad to share with you our working procedures. Contact...bgsblc.syed@gmail.com Skype....bgsblc.syed

Johnson Hatton - August 29th, 2017

We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4 2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Contact : Mr. Johnson Hatton Email:johnsonhatton@gmail.com Skype ID: johnson.hatton007 Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. All inquires to Mr. Johnson Hatton should include the following minimum information so I can quickly address your needs: Complete contact information: What exactly do you need? How long do you need it for? Are you a principal borrower or a broker? Contact me for more details. Johnson Hatton

Cathalmc Hugh - August 16th, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Cathal Mc Hugh E-mail : Cathalmchugh0700@gmail.com Skype id : Cathalmchugh0700@gmail.com

Cathalmc Hugh - August 11th, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Cathal Mc Hugh E-mail : Cathalmchugh0700@gmail.com Skype id : Cathalmchugh0700@gmail.com

Cathal Mc Hugh - August 10th, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Cathal Mc Hugh E-mail : Cathalmchugh0700@gmail.com Skype id : Cathalmchugh0700@gmail.com

Cathal Mc Hugh - August 10th, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Cathal Mc Hugh E-mail : Cathalmchugh0700@gmail.com Skype id : Cathalmchugh0700@gmail.com

Ciaran Sheridan - August 1st, 2017

We are Ireland based major/Direct providers of Fresh Cut BG, SBLC, POF, MTN, Bonds and CDs and this financial instruments are specifically for lease and sale.We are one of the leading Financial instrument providers with offices all over Europe. we always deliver on time and precision as Set forth in the agreement. You are at liberty to engage our leased facilities into trade programs, project financing, Credit line enhancement, Corporate Loans (Business Start-up Loans or Business Expansion Loans), Equipment Procurement Loans (Industrial Equipment, Air crafts, Ships, etc.) as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed, Our Terms and Conditions are reasonable. DESCRIPTION OF INSTRUMENTS: 1. Instrument: Bank Guarantee (BG)/SBLC (Appendix A) 2. Total Face Value: 10M MIN to 50B MAX USD or Euro 3. Issuing Bank: HSBC, Deutsche Bank Frankfurt, UBS or any Top 25 . 4. Age: One Year, One Day 5. Leasing Price: 4 1% 6. Sale Price: 32 2% 7. Delivery by SWIFT . 8. Payment: MT103-23 9. Hard Copy: Bonded Courier within 7 banking days. If you have need for Corporate loans, International project funding, etc. or if you have a client that requires funding for his project or business, We are also affiliated with lenders who specialize on funding against financial instruments, such as BG, SBLC, POF or MTN, we fund 100% of the face value of the financial instrument. Inquiries from agents/ brokers/ intermediaries are also welcomed; do get back to us if you are interested in any of our services and for quality service. Name : Ciaran Sheridan E-mail : ciaransheridan453@gmail.com Skype id : ciaransheridan453@gmail.com

Chowdhury Utpal - July 21st, 2017

Dear Sir, We can deliver leased instruments to Organizations or individuals with their preferred text verbiage as been approved by their bankers. We also offer sales option to interested buyers. Our terms and procedures are so flexible and workable by RWA clients. Our lease rate is (5)% x%. X% IS Lessee broker's Commission and he determines his commission. Also we have facilities to discount BG and Put you into PPP Trading. Email: chowdutpal@gmail.com, chowdutpal200@yahoo.com Skype ID: utpal.chowdhury73 Phone: 447438922902 Thank you. Mr Utpal

SIVAJOTHI GNANATHEEVAM - July 20th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

Bernard Correy - July 10th, 2017

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs,MTNs, LCs, CDs and others on lease and sales at a rate of 4% 2% of the face value and reasonable conditionfrom a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc. Email:~ inquiry.firstchoice@gmail.com Skype ID:contact.firstchoice With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved. All relevant business information will be provided upon request. BROKERS ARE WELCOME

Tommy Champion - July 6th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

James Clark - June 11th, 2017

We have offers such as BG via mt760, mt103 one way,mt103/202 CASH TRANSFER, LC via mt700, mt799, Euro Clear, Certified Bank Draft, Loan, Project Funding, Credit Card Loading. We are ready to work with you depending the offers you are Interested on.We Want Reliable Client not time Wasters. We FINANCE PROJECTS, We also Monetize BG, SBLC. We are tested and trusted. I also, have connection with NNPC incase you need Crude Oil and D2 / M100 / JP54. For further communication here is my Skype ID jamesclark0073, Email:jamesclark0007@gmail.com

Ardan Clooney - June 7th, 2017

We offer fresh cut bank instrument for lease, such as BG, SBLC,Lease and Purchase Instruments can be obtained at minimal expense to the borrower compared to other banking options. This offer is opened to both individuals and corporate bodies. DESCRIPTION OF INSTRUMENTS 1. Instrument: Funds backed Bank Guarantee(BG) ICC-600 2. Currency : USD/EURO 3. Age of Issue: Fresh Cut 4. Term: One year and One day 5. Contract Amount: United State Dollars/Euros (Buyers Face Value) 6. Price : Buy:32% 1, Lease: 4% 2 7. Subsequent tranches: To be mutually agreed between both parties 8. Issuing Bank: Top RATED world banks like HSBC, Barclays, ING Dutch Bank, Llyods e.t.c 9. Delivery Term: Pre advise MT199 or MT799 first. Followed By SWIFT MT760 10. Payment Term: MT799

isabella - May 31st, 2017

Do you need urgent loan? We give loans to interested individuals Who are trying to loans with good faith and with the rate of 3%. Are you seriously in need of a urgent loan? then you are in the right place. We give companies Loans, personal loans, Christmas loans, and so on. Contact us to apply for your loan to your Demand and set of financial problem. Contact us today via email: finaceloanfirm@outlook.com Thanks as we wait for your reply.

Mrs. Magaret Becklas - April 19th, 2017

We have provided over $1 Billion in business loans to over 15,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business. Our services are fast and reliable, loans are approved within 72 hours of successful application. We offer loans from a minimum range of $5000 to a maximum of $20 million. - Complete Name: - Loan amount needed: - Loan Duration: - Purpose of loan: - City / Country: - Telephone: - How Did You Hear About Us: Have You Applied Before?... With Best Regards. Mrs. Magaret Becklas Emaill: anatiliatextileltd@gmail.com Emaill: bdsfn.com@gmail.com

Nate Bernard - April 3rd, 2017

Are you an individual businessman or a business organisation that wishes to expand in business? We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760. DESCRIPTION OF INSTRUMENT: Instrument: Bank Guarantee (BG/SBLC). Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD). Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB. Age: One Year, One Day Leasing Price: 4% of Face Value plus 1% commission fees to brokers. Delivery: Bank to Bank SWIFT. Payment: MT-760. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request plus our terms and procedures. Email nandnfinserviceltd10@outlook.com SKYPE nandnfinserviceltd10@outlook.com

Nate Bernard - April 3rd, 2017

Are you an individual businessman or a business organisation that wishes to expand in business? We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760. DESCRIPTION OF INSTRUMENT: Instrument: Bank Guarantee (BG/SBLC). Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD). Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB. Age: One Year, One Day Leasing Price: 4% of Face Value plus 1% commission fees to brokers. Delivery: Bank to Bank SWIFT. Payment: MT-760. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request plus our terms and procedures. Email nandnfinserviceltd10@outlook.com SKYPE nandnfinserviceltd10@outlook.com

Nate Bernard - April 3rd, 2017

Are you an individual businessman or a business organisation that wishes to expand in business? We specialized in Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN}, Confirmable Bank Draft {CBD} as well as other financial instruments issued from AAA Rated bank such as HSBC Bank Hong Kong, HSBC Bank London, Deutsche Bank AG Frankfurt, Barclays Bank , Standard Chartered Bank and others on lease at the lowest available rates depending on the face value of the instrument needed. We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description. The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760. DESCRIPTION OF INSTRUMENT: Instrument: Bank Guarantee (BG/SBLC). Total Face Value: Minimum of 1M Eur/USD (One Million Eur/USD) to Maximum of 5B Euro/USD(Five Billion Eur/USD). Issuing Bank: HSBC London, Barclays Bank, Deutsche Bank Frankfurt, Hong Kong, Any AA rated Bank in Europe or any Top 25 WEB. Age: One Year, One Day Leasing Price: 4% of Face Value plus 1% commission fees to brokers. Delivery: Bank to Bank SWIFT. Payment: MT-760. Hard Copy: Bonded Courier within 7 banking days. All relevant business information will be provided upon request plus our terms and procedures. Email nandnfinserviceltd10@outlook.com SKYPE nandnfinserviceltd10@outlook.com

Richard Rana Das - April 3rd, 2017

Dear Sir/Ma, We are direct provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding : For further details contact us with the below information. Contact : Mr. Richard Rana Das Email: leasemandate.richdas@gmail.com Skype ID: leasemandate.richdas Intermediaries / Consultants / Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together Regard, Richard Rana Das

Mr Tommy - March 29th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

Robert Francis - March 15th, 2017

Dear Sir, Are you having one or two difficulties from other financial instrument lender? I want you to take a chance with us you will never regret your partnership with our firm.We have direct and efficient providers. I am the sole (Direct) mandate to several genuine efficient providers for lease/sales BG/ SBLC and other financial instruments, at reasonable prices, Issuance by top AAA rated Bank in Europe.Presently, we focus on BG/SBLC for Lease and Sale transactions, However, our Lease BG/SBLC/MTN is 6 2% and Sale at 32 2%. Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with DOA within 48hrs maximum. Please request for full procedure details if interested. For further inquiry contact: Robert Francis, Skype: robfrancis7 robertfrancis767@gmail.com

SILKE CHRISTA CERVENY - February 21st, 2017

GENUINE BANK GUARANTEE (BG) AND STANDBY LETTER OF CREDIT (SBLC) FOR BUY/LEASE AT THE BEST RATES AVAILABLE We offer certified and verifiable bank instruments via Swift Transmission from a genuine provider capable of taking up time bound transactions. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4% 1% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32% 1% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M Contact Name: SILKE CHRISTA CERVENY Email: inquiry.dcifinancial@gmail.com

Mr Tommy - February 15th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

Mr Tommy - February 15th, 2017

We are Providers of all types of BG and SBLC with the best workable procedures. Our BG/SBLC ranges from MT799, MT760,(Both two way confirmation), MT103/23, MT103 (Both can be one way confirmation and two way confirmation) in USD and EUROS. Issuing Bank ranges from Top world 25 banks with face value ranging from 1M EUROS/USD to 5B EUROS/USD BROKERS ARE WELCOME

Frank Powell - February 9th, 2017

We have a direct genuine provider for BG/ SBLC specifically for lease, at leasing price of 6 2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Contact: Mr. Frank Powell Email: frankkpowel@live.com Telephone: 13033068382 All inquires to Mr. Frank Powell should include the following minimum information so I can quickly address your needs: Complete contact information: What exactly do you need? How long do you need it for? Are you a principal borrower or a broker?

BENARD BUTTY - January 17th, 2017

Dear sir / ma We offer Fresh Cut BG / SBLC, MTN Specifically for Lease @ (3.0 0.5 X)%. Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected We are direct to a provider for BG/SBLC specifically for lease, at leasing price of (3.0 0.5 X)% of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA. Our BG/SBLC Financing can help you get your project funded, loan financing by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding: For further details contact us with the below information. Contact : Mr. Benard butty Contact: bgfinance.butty@gmail.com Skype ID: bglease.butty

STELLA - November 22nd, 2016

Get a Loan Today At 3% Interest Rate, contact us at:stellamorrisloanfirm@gmail.com Welcome to STELLA MORRIS LOAN FIRM, This is a legit loan Company, formed to help individuals who are in need of financial crises and help them achieve their goals in life. Available Loans we offer are, 1. Personal Loans (Secure and Unsecured) 2. Business Loans (Secure and Unsecured) 3. Combination Loan 4. Consolidation Loan And Many More: Interested clients should please send request to our email for application form and terms. Try and see for your self, our wonderful services that does not exceed working days for loan processing and just only (1)hour 35 minutes of loan Transfer. EMAIL---[ stellamorrisloanfirm@gmail.com ] Warm Regards

Avit Invesment - November 15th, 2016

We are loan company base in paris-france and if you have any project and that need loan get back to us via (avitinvestmentauthority2@gmail.com) I wait your response. Mrs.Rose Williams.

Gudipati Harikishan - November 4th, 2016

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs, MTNs, LCs, CDs and others on lease and sales at a rate of (3 0.5 X)% of the facevalue and reasonable conditions from a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc. With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Regards Gudipati Harikishan Email: gudipati101@gmail.com Skype: gudipati.harikishan Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

Gudipati Harikishan - November 4th, 2016

Are you an individual businessman or a business organisation that wishes to expand in business ??, we offer financial instrument such as BGs, SBLCs, MTNs, LCs, CDs and others on lease and sales at a rate of (3 0.5 X)% of the facevalue and reasonable conditions from a genuine provider. You are at liberty to engage our leased facilities into trade programs as well as in signatory project(s) such as Aviation, Agriculture, Petroleum, Telecommunication and any other project(s) etc. With our financial/bank instrument you can establish line of credit with your bank and/or secure loan for your projects in which our bank instrument will serve collateral in your bank to fund your project. We deliver with time and precision as set forth in the agreement. Our terms and Conditions are reasonable and we work directly with issuing bank lease providers, this instrument can be monetized on your behalf for upto 100% funding. Regards Gudipati Harikishan Email: gudipati101@gmail.com Skype: gudipati.harikishan Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

Chandarong Shawn - October 12th, 2016

Dear Sir/Ma We specialize in lease and sales of Bank Guarantee {BG}, Standby Letter of Credit {SBLC}, Medium Term Notes {MTN} and Confirmable Bank Draft {CBD}, this financial instrument is issue from AAA Rated bank such as HSBC Bank, UBS Zurich, Barclays Bank , Standard Chartered Bank E.T.C. The financial instrument can be invested into High Yield Investment Trading Program {HYITP) or Private Placement Program (PPP). We are direct to a genuine and reliable Financial Organization, without broker chain or chauffer driven offer. Kindly get in touch for further details and procedure. Regards Chandarong Shawn Email: shawnchandarong@gmail.com

Jared Rodrigo - September 20th, 2016

We are project funder as well as financial lender,We have BG/SBLC, specifically for BUY/LEASE at a leasing price value Issuance by HSBC London and other 25 top AA rated Bank in Europe, Middle East or USA. We also secure funding. Our BG/SBLC Financing can help you get your project funded, loan financing, please let me know if you are interested in any of our services, by providing you with yearly renewable leased bank instruments. We work directly with issuing bank lease providers, this Instrument can be monetized on your behalf for 100% funding. FOR LEASING OF BG/SBLC MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M LEASING FEE = 4% 2% FOR PURCHASE OF FRESH CUT BG/SBLC PRICE = 32% 2% MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M BROKERS ARE WELCOME

Zuma Loans - September 8th, 2016

Good Day, Are you in need of financial assistance? Have you thought of obtaining a loan? Probably you have been turned down by your local banks in quest of getting a loan. Search no further, we are currently offering long and short term loans to the public at large. We can help you with a loan at a very low interest rate.Email us Now zumaloans@mail.com or zumaloans@gmail.com?

DAVID JAMES - June 17th, 2016

Get a Loan Today At 3% Interest Rate, contact us at:davidloans760@gmail.com Welcome to DAVID JAMES Loan Company, This is a legit loan Company, formed to help individuals who are in need of financial crises and help them achieve their goals in life. Available Loans we offer are, 1. Personal Loans (Secure and Unsecured) 2. Business Loans (Secure and Unsecured) 3. Combination Loan 4. Consolidation Loan And Many More: Interested clients should please send request to our email for application form and terms. Try and see for your self, our wonderful services that does not exceed Working days for loan processing and just only (1)hour 35 minutes of loan Transfer. EMAIL---[ davidloans760@gmail.com ] Warm Regard

Jessica Gonzalez - November 3rd, 2015

Hi everyone. I saw comments from people who already got their loan from Daniel Silva and then I decided to apply under their recommendations and just few hours ago I confirmed in my own personal bank account a total amount of $80,000 which I requested for. This is really a great news and I am advising everyone who needs real loan to apply through their email ( danielsilva_investment@hotmail.com ) I am happy now that i have gotten the loan I requested

Jessica Gonzalez - November 3rd, 2015

Hi everyone. I saw comments from people who already got their loan from Daniel Silva and then I decided to apply under their recommendations and just few hours ago I confirmed in my own personal bank account a total amount of $80,000 which I requested for. This is really a great news and I am advising everyone who needs real loan to apply through their email ( danielsilva_investment@hotmail.com ) I am happy now that i have gotten the loan I requested

Monika - September 21st, 2015

Great thanks unto these great company who made it possible for me to upgrade my business i was stuck in a financial situation and i needed to refinance my business and pay my bills.Until i met this company who helped me out with the sum of [$100,000]. I'm very glad and happy because I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.Truly i want to thank Mr Barry More who seriously help me through and ensure i get the loan without delay.If you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Barry More at [barrymoreloans12@gmail.com ] for a fast and safe loan.

Monika - September 21st, 2015

Great thanks unto these great company who made it possible for me to upgrade my business i was stuck in a financial situation and i needed to refinance my business and pay my bills.Until i met this company who helped me out with the sum of [$100,000]. I'm very glad and happy because I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.Truly i want to thank Mr Barry More who seriously help me through and ensure i get the loan without delay.If you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Barry More at [barrymoreloans12@gmail.com ] for a fast and safe loan.



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8103 Knollview Ct
Indianapolis, Indiana 46256
317-570-6300
FAX: 317-570-6629
ken@indymortgage.com
NMLS: 116854

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